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Security 7 minApr 28, 2026

Bank-grade encryption is a floor, not a ceiling

Why we went beyond compliance and built layered defenses most fintech companies skip entirely.

Mateo Rossi
Mateo RossiVP of Security
Bank-grade encryption is a floor, not a ceiling

"Bank-grade encryption" is one of those marketing phrases that sounds reassuring but means almost nothing on its own. Every regulated fintech ticks that box. The question worth asking is: what's the next layer down?

Encryption in transit and at rest

Table stakes. We use TLS 1.3 for all API traffic and AES-256-GCM for all persisted data. Our HSM-backed key rotation runs every 90 days with zero downtime.

Layered defenses

  • Per-tenant encryption keys (one customer's compromise doesn't leak another's)
  • Audit logs encrypted with separate keys from primary data
  • Quarterly third-party penetration testing
  • Automated secret rotation across all internal services
Mateo Rossi
Mateo RossiVP of Security
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